Personal - The Fourie Group Insurance

Personal Insurance

Find The Best Personal Insurance Coverage For Your Needs

At The Fourie Group insurance in Cary, NC, our first priority is helping protect you, your family, and your valuables like your home, property, automobile, and other important possessions, including personal liability coverage. And it doesn’t stop there – we’ll demonstrate our commitment to you with exceptional service. By listening to your requests and answering your questions, we’ll figure out a policy that fits your individual requirements and needs in the Triangle area.

With The Fourie Group insurance, you’ll get the best personal insurance plan for your needs to provide maximum coverage at minimum cost, including options for:

Individual Health/Medical Insurance
Your health is important to us! Taking care of your personal health insurance needs is essential to keeping you covered no matter what happens. With continually rising healthcare costs and a dynamic and complex healthcare system, The Fourie Group insurance in Cary, NC will help you understand new health plan options available to you and your family or company. The following are examples of the various coverage options available through the leading health insurance carriers:

  • Traditional Health Plans
  • Health Savings Account Plans
  • Short Term Coverage
  • High Risk Coverage
  • International/Travel Coverage

Whether you’re staying around the Triangle or traveling abroad, we’ve got you covered with the health insurance provider that works for any lifestyle and budget, anywhere. Fourie Insurance can customize the health coverage that works with you and travels with you no matter where you go. Our affordable, quality health insurance options are easily customizable to work for you. We’ll help you learn how to get the most from your medical insurance plan, including the impacts of the Health Care Reform Act.

Individual Dental Plans
From routine cleanings to orthodontics, finding the right dental plan can help you, your family, and your employees control the costs of dental care. With different types of dental insurance, we will help to explain and compare your options. We’ll look at coinsurance, deductibles, waiting periods, and annual maximums, which often apply to dental plans, and figure out what option is best for your budget. Some basic types of dental insurance include:

  • Dental Maintenance Organization (DMO)
  • Preferred Provider Organization (PPO)
  • Dental Indemnity Plan

Individual dental plans are available to individuals and their families who are not covered on group benefit insurance plan, including for routine preventive care, which could save a substantial amount of money out of your pocket. The Fourie Group insurance will help ensure you have access to a range of quality, affordable dental benefit plans. We strive to make dental coverage more accessible and affordable to a wide variety of employers, groups, and individuals.

Individual Life Insurance
Life insurance protects your family from financial strain by providing money directly to your beneficiaries. The Fourie Group insurance offers a variety of life insurance policies, including term, universal, and whole life. We also explain each coverage option and help you determine the right plan for you – how much life insurance you need and your coverage options. We’ll also tell you about potential cash value components that can be put to use during your lifetime.

Life insurance gives you peace of mind knowing you are protecting your family and loved ones. They can use the money to cover such expenses as:

  • Lost income necessary for essential needs
  • Paying off debts like mortgages, loans, and other property
  • Covering funeral and related expenses
  • Funding tuition and education costs for your children and family

We will work with you to give you to provide quotes and rates for the life insurance policy that meets your unique needs.

Long-term Care
Long-term care insurance for seniors provides assistance with daily living activities, either at home or in a facility when you can no longer do so due to an accident, illness, or advancing age. With the rising life expectancy, the need for long-term care insurance coverage continues to grow for seniors. You can trust The Fourie Group to provide assistance with supplemental medical and other insurance solutions. We’ll review annual plan changes to ensure you have the coverage you need for a safe and secure retirement future.

Medicare Supplements
Finding a good Medicare supplement policy is a difficult and sometimes challenging experience for senior citizens. The options for Medicare plans, prescription benefits, deductibles, co-pays, and physician choices as well as concerns about preexisting conditions can be overwhelming. At The Fourie Group insurance in Cary, NC, we’ll take confusion out of your decision and help you understand your options and estimate expenses for medical coverage. We also offer seniors other health insurance options like Medicare Part D (RX) and Medicare Advantage.


Get the Triangle’s Best Service and Personal Insurance Plans

As a preferred provider Blue Cross Blue Shield of North Carolina insurance agency, our personal service and wide array of insurance options will allow you to customize your medical, dental, life, property, liability, and related policy coverage. Don’t spend time worrying about your personal insurance options. Let The Fourie Group take care of it so you can worry about the things that really matter!

Why wait any longer?

Contact us today for a free, no obligation policy quote!